There are different types of bike insurance. The first, is Third party only bike insurance. This is the most basic level of insurance.

It covers you for third party death, third party injury and third party damage. The second type is third party fire and theft bike insurance.

This covers all of the above, as well as fire, miscellaneous damage and theft cover. The third type is comprehensive bike insurance. This covers both of the above plus accidental damage.

There is superbike insurance, which specialise in the sport bike market, and will provide cover even if the driver has little experience or has a conviction.

If sport bikes are too racy for you, then scooter or moped insurance is available. Whether you are 16 years old and looking to take out your first policy or you are a mature driver, then many companies can help you at competitive prices.

There are even some companies that help with Chinese imports. If a two-wheeler is too mundane for you, then some companies offer schemes specifically designed for quad bikes and trike insurance.

There are ways to make you bike insurance cheaper. For example, adding security to your bike or adding a voluntary excess on your policy or driving a low grouped.

If you have a garage, keep your bike in there. Follow these instructions, and you will be wheelie happy!