Below we have outlined the most common questions asked about bike insurance. Please click on a question to get the relevant answer.

Do I need bike insurance?
What if I don’t have bike insurance?
What are the different types of bike insurance available and what do they cover?
Where can I get bike insurance
How much will it cost to get bike insurance?
How do I keep the cost of get bike insurance to a minimum?
What is a no claims bonus?
Am I covered to ride my bike abroad?
Are my helmet and leathers covered?
How do I make a claim on my bike insurance?

Do I need bike insurance?

Yes you do, bike insurance is a legal requirement and anyone driving a motorcycle in the UK must possess valid insurance. The minimum cover you, legally, must have will cover any costs to other road-users if you damage their property or injure them.
The UK Road Traffic Act makes bike insurance a legal requirement and it is a serious offence to ride your motorcycle, without insurance. If you are caught riding without it you could face a fine, driving ban or even have your bike crushed.
Being fully insured means motorcyclists can level the odds in their favour – financially. In return for an insurance premium being paid, insurers will recompense any costs in the event that an accident or incident should occur.

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