Below we have outlined the most common questions asked about bike insurance. Please click on a question to get the relevant answer.

Do I have to get bike insurance?
What happens if I don’t have bike insurance?
What types of bike insurance are there?
Where can I get bike insurance from?
Why do the costs of policies vary so much?
How do I keep my costs as low as possible?
How does a ‘no claims bonus’ work?
Are my helmet and leathers covered under the policy?
Can I ride my bike abroad on my policy?

How do I keep my costs as low as possible?

There are a few steps you can take to drastically lower you the cost of your bike insurance. Storing your bike in a garage or using a drive way is viewed by the insurance companies as lowering the risk of accident or vandalism. The security of your bike will also affect the price of insurance. Tracking devices and electronic wheel locking can drive down the costs of insurance by reducing the risk of theft. Using your bike less can also drive down the cost as many insurers will consider mileage when setting the premium.

Agreeing to pay a greater amount of voluntary excess can help you, paying the first £200 rather than £100 of any claim should have a significant effect.