Below we have outlined the most common questions asked about bike insurance. Please click on a question to get the relevant answer.

Do I have to get bike insurance?
What happens if I don’t have bike insurance?
What types of bike insurance are there?
Where can I get bike insurance from?
Why do the costs of policies vary so much?
How do I keep my costs as low as possible?
How does a ‘no claims bonus’ work?
Are my helmet and leathers covered under the policy?
Can I ride my bike abroad on my policy?

How does a ‘no claims bonus’ work?

A no claims bonus is certainly worth having in any bike insurance policy as it can greatly reduce the cost of your insurance, by as much as 70%. It is a scheme designed to reflect the risk you carry at being insured and is a reward for driving carefully. You obtain the bonus by making no claims and, by doing so, proving you are a safe driver.