Below we have outlined the most common questions asked about bike insurance. Please click on a question to get the relevant answer.

Do I need bike insurance?
What if I don’t have bike insurance?
What are the different types of bike insurance available and what do they cover?
Where can I get bike insurance
How much will it cost to get bike insurance?
How do I keep the cost of get bike insurance to a minimum?
What is a no claims bonus?
Am I covered to ride my bike abroad?
Are my helmet and leathers covered?
How do I make a claim on my bike insurance?

What are the different types of bike insurance available and what do they cover?

There are three different levels of motorcycle insurance cover available to the customer; third party, third party: fire and theft and fully comprehensive. The minimum level of cover required by law is third party, which covers any damage to another road user’s vehicle or injury to them. This cover does not insure the rider for damage, loss or theft to their bike and property.
Third party: fire and theft offers the same protection as third party but also includes compensation for any damage to your bike due to fire or theft.
Fully comprehensive insurance means you are covered for third party damage, fire and theft as well as accidental damage. With fully comprehensive cover it does not matter who is to blame for the accident, you are still covered.
Some policies will cover your helmet and leathers, if this is something you want included ask Only Insurance when you purchase your policy, you must also do this to be insured for pillion passengers.

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