Below we have outlined the most common questions asked about bike insurance. Please click on a question to get the relevant answer.

Do I need bike insurance?
What if I don’t have bike insurance?
What are the different types of bike insurance available and what do they cover?
Where can I get bike insurance
How much will it cost to get bike insurance?
How do I keep the cost of get bike insurance to a minimum?
What is a no claims bonus?
Am I covered to ride my bike abroad?
Are my helmet and leathers covered?
How do I make a claim on my bike insurance?

What is a no claims bonus?

A no claims bonus will keep your bike insurance price down, the more years you have on your no claims bonus, the lower risk your insurer will consider you to be. Insurance prices are mainly based on risk, having a no claims bonus will mean your risk is greatly lowered, alongside the price of your premium.
Some insurers will offer a discount of up to 70% for a no claims bonus, this means you are rewarded by your insurer for being a safe rider.
You can boost your no claims bonus by not making claims on your insurance policy, although you will also not be penalised for claims which are not directly your fault.

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