A new study by price comparison site, confused.com, has found that motorists with penalty points can pay up to 60% more for their car insurance than those with a clean licence, paying on average £370 more.

Additionally, younger drivers are not favoured either and according to the survey, a 21-year-old female driving a 1.3 Ford Fiesta would see her premiums rise by 92% (up to £895) should she receive six penalty points.

However, the premium would be a whopping 210% increase should she receive nine penalty points. Recently, a report by moneysupermarket.com revealed that women get the best deal on car insurance while young male motorists are paying the most expensive premiums.

Moneysupermarket.com said women pay 9% less for their car insurance than their male equivalents, with the average quote for a woman in her 20s being £320 compared to £370 for a man.

But confused.com has revealed that older female drivers get penalised more than their male equivalents if they receive penalty points. confused.com’s study established that a 55- year-old woman from Bristol driving a 3.0 BMW M5 would see her premium rise by 81%, compared to 49% for her male counterpart.

Carlton Hood from confused.com said that motorists have to pay additional insurance costs as soon as they have received points on their licence.