There are two different types of import, which dominate the actual car industry: the Grey and the Parallel imports. The first is related to cars, which have not been created to EU standards and consequently are not approved by European legal system.

More likely to be second hand cars, they should ideally be quoted in order to avoid refusals by car insurers. Having available detailed information on the vehicle is also very helpful when taking out

On the other side, parallel imports are about vehicles that are left hand drive and purchased outside the UK. Built to satisfy EU type approval and standards, they are perfectly compatible with British specifications. More likely to be vehicles imported from the rest of Europe; insurers tend to cover them easily.

As a fact, you should always be aware that you would pay a higher premium than a standard car bought in the UK. Taking into account the cost of buying and importing a car as well as the cost of an inflated premium; can be financially a high price to pay.