A new report has revealed that drivers in the UK rely so heavily on their Sat Nav's that they often run into trouble on the roads which will often put them at risk of higher car insurance premiums.

Research from NFU Mutual found that more than a quarter of drivers follow their route planners directions avidly even if those directions were taking them thorough an unsuitable route.

"The survey shows that there is still an alarming lack of knowledge about the hazards of rural roads," commented Ian Jewitt of NFU Mutual.

"It’s particularly worrying that a quarter of sat nav users continue to follow the gadget’s instructions even when their eyes tell them they are heading up a farm track. This may account for some of the reports of vehicles stuck in fields and deep fords."

Getting stuck in such fields or forts could cost the average car insurance holder dear as this could mean an unnecessary claim as a result of an unnecessary accident.