This autumn is the season set by the government to put out the harder force on uninsured drivers. This initiative will pretentiously mean drivers can be prosecuted without being stopped by Police at the wheel.

The scheme also plans to acknowledge those drivers that abide by the rules by potentially offering lower premiums. The offence will be noted as keeping an uninsured car, and if Police checks on vehicles show that they are without car insurance, a letter will be sent to the motorist’s house, which will result in them facing an £100 fine and the possibility of their vehicle getting crushed if insurance is not taken out.

There is currently a high proportion of people who still drive their vehicles uninsured, which is resulting in a higher number of victims from uninsured drivers.

Legitimate motorists will save on their annual premiums because a percentage of their premiums are currently heading to ‘fund claims met by the Motor Insurers’ Bureau, which compensates the victims of uninsured motorists’. It is estimated that uninsured drivers are far more likely to commit driving offences than insured drivers and are also a result of an estimation of 23,000 deaths and injuries caused by vehicles.