It has been revealed by a car insurance firm, that money conscious motorists are breaking the law by ‘fronting’ on their motor policy to save cash.

Fronting is when a driver insures their child’s car in their name and then adding the child as a second named driver even if they will not be the main motorist of that vehicle.

Research has shown that one in five drivers (19%) has or would consider fronting on their car insurance policy to save money. Meanwhile, one in three (31%) believe fronting is legal, 34% stated that it was illegal and 35% admitted they didn’t know.

Steve Sweeney, head of car insurance at the firm said: “Fronting is illegal and will be classified as fraud by an insurer. Those considering lying to their insurer to save money are playing a very risky game. A motorist claiming to be the main driver - when this isn't the case - is a dangerous move. It may save you some money but if caught, your insurance will be invalidated and a younger driver could face court, charged with driving without insurance.

“It's staggering to see the lack of awareness around the practice of fronting - how worrying that such a large percentage of motorists think it is either legal to do so or don't even know.”

However, the study showed that there were honest drivers about, with 22% stating they wouldn’t run the risk of fronting.

Steve Sweeney said: "I am glad to see there are motorists out there with a clear conscience who are wise to the dangers of fronting.”