Learner drivers could be covered by a new car insurance policy while they learn to drive.

The insurance provider, Young Marmalade, is launching a new policy that is aimed at 17 to 25-year-olds, who are learning to drive.

The firm has developed Provisional Marmalade especially for those with a provisional licence and claims that it offers a number of advantages over other options for learner drivers keen to practice.

Usually, parents add their children to car insurance policies, before they have passed their test. This allows the children to gain confidence behind the wheel.

But in doing so a parent risks their no claims bonus, as accidents from the younger drivers can be more likely to have an accident. But Provisional Marmalade plans to get around this problem.

The insurer's spokesman, Nigel Lacey, explains: "If a learner is responsible for a crash whilst driving the car, any claim is made against the learner driver's policy and does not affect the car owner's policy or their No Claim Bonus."

In addition, Provisional Marmalade offers short-term cover that can simply be renewed if a test date gets delayed and the initial period of cover is for 28 days.