One of the most difficult issues at present for authorities, is drivers without car insurance - and the authorities finally appear to be cracking down on them.

Drivers caught without car insurance are given a choice to either purchase car insurance by the end of the year or face fines of up to £1,000.

Continuous Insurance Enforcement proposals recently submitted by the Department for Transport, are expected to be implemented by early 2011.

The prosecution includes car owners without car insurance even if they do not use the vehicle.

Cars that have been unused and uninsured for over a year will be eligible for off-road storage and drivers can seek official exemption from paying a car insurance premium.

According to official statistics, there are over two million uninsured cars across the country on an annual basis.

10% of drivers in built-up urban areas such as Manchester, Birmingham and London drive without a UK car insurance policy.

The British legal system requires cars to be on roads with a third party car insurance. This only protects drivers from damage to third party vehicles and is the cheapest form of vehicle protection.