Below we have outlined the most common questions asked about car insurance. Please click on a question to get the relevant answer.

Do I need car insurance?
What if I don’t have car insurance?
What are the different types of car insurance available and what do they cover?
Where can I get car insurance?
How much will it cost?
How do I keep the cost of my car insurance as low as possible?
What is a no claims bonus?
How do I make a claim on my car insurance?

Do I need car insurance?

Yes you do, car insurance is a legal requirement and anyone driving a vehicle in the UK must possess valid insurance. The minimum cover you, legally, must have will cover any costs to other motorists if you damage their property or injure them.
The UK Road Traffic Act makes car insurance a legal requirement and it is a serious offence to drive your car, or allow others to drive it without insurance. If you are caught driving a vehicle without it you could face a fine, driving ban or even have your vehicle crushed.
Car insurance means drivers can level the odds in their favour – financially. In return for an insurance premium being paid, insurers will recompense any costs in the event that an accident or incident should occur.

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