Below we have outlined the most common questions asked about car insurance. Please click on a question to get the relevant answer.

Do I need car insurance?
What if I don’t have car insurance?
What are the different types of car insurance available and what do they cover?
Where can I get car insurance?
How much will it cost?
How do I keep the cost of my car insurance as low as possible?
What is a no claims bonus?
How do I make a claim on my car insurance?

What is a no claims bonus?

A no claims bonus is definitely something that is worth having, it will reduce the cost of your insurance, sometimes by as much as 70%. Premiums are priced on the risk of you as a driver, no claims bonus reflects your risk and means you are rewarded for driving carefully.
By making no claims on your insurance policy you build up a no claims bonus which proves you are a safe driver, and lower risk to your insurer.
It is possible to keep your no claims bonus even if you do make a claim on your policy, if it is a no fault claim. However if you make a fault claim you are liable to lose some, if not all of your no claims bonus.

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