We all like to grumble about the National Health Service (NHS), the long waiting lists, the lack of privacy on wards but have you seriously considered private health insurance?

The NHS has been around since 1948 and is a highly regarded service but many people are losing faith in the system and are now purchasing private health care.

Imagine being able to go to the hospital of your choice and at a time which is convenient to you. Being able to stay in a private room and not have to wait to be treated is a blessed bonus of private health care.

Health insurance can be taken out by individuals, families and groups. Like anything you buy it is important to look around. You can get a number of quotes without obligation and also gain valuable advice, remember if you chose to purchase health insurance do so based on your individual needs.

The cost of your health plan can vary greatly depending on each insurer it also depends on your past medical history and any pre-existing conditions.