According to a recent study conducted by the health insurance provider HSF, around half of British people, said that they choose to stay away from vital medical and healthcare checkups because they are wary of the costs of the procedures.

Forty-eight per cent of Britons were found to have decided against going for dental checkups as they believe the costs involved would be too much for them.

HSF spokesperson Stephen Duff commented on the findings. He said: "The cost of living is going up and, unfortunately, this will soon be reflected in the nation’s overall health. As more of us put off visits to the dentist or optician there will be an increase in preventable diseases, like mouth cancer and glaucoma."

He also said: "Detecting dental and optical conditions early not only saves you money but also increases the chances of successful treatment. That is why it is important to sign up to a health cash plan. It will ensure your health doesn’t suffer along with your wallet."