Below we have outlined the most common questions asked about medical insurance. Please click on a question to get the relevant answer.

What is Private Medical Insurance?
How much will Private Medical Insurance (PMI) cost?
Can I afford PMI?
Which private medical insurance policy should I choose?
Can I get a company or group scheme for my staff?
I do not need PMI as I have the National Health Service
What is Underwriting?
Underwriting and private medical insurance
What is Moratorium Underwriting?
What is Full Underwriting?
Do I get a choice of what type of underwriting I have?
What should I keep in mind?
Renewing your private medical insurance policy
I already have PMI but I want to change companies!

Do I get a choice of what type of underwriting I have?

ONLY Insurance will consult with you to find the most suitable type of underwriting for you. Some PMI providers will give consumers a choice, and the most suitable method of underwriting will depend on the individual. Some insurers offer only full underwriting, whilst recently some companies insure all their policyholders using moratorium underwriting.  

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