Below we have outlined the most common questions asked about health insurance. Please click on a question to get the relevant answer.

Need health insurance?
What is Private Medical Insurance?
Can I afford PMI cover?
Will my insurer need my medical history?
What are the different types of health insurance available and what do they it cover?
Is a group or company policy available?
Do I need PMI even though the NHS is available?
PMI and Underwriting.
What is Moratorium Underwriting?
What is Full Underwriting?
Do I chose my underwriting method?
What should I consider?
Where can I get health insurance?
How much will it cost?
How many quotes should I get?
How do I renew my health insurance policy?
What if I want to change insurers?
How do I make a claim on my Private Medical Insurance home insurance?

Do I need PMI even though the NHS is available?

According to the government the UK’s population is set to continue to increase over coming years, this will leave the NHS under further pressure to cope with demands. Waiting lists are already a major problem for patients in the UK, despite government funding to improve the NHS, this is not looking to get any better.
MRSA is also becoming a growing concern for NHS patients, PMI will allow you to choose where and when you receive your treatment, according to research people recover more quickly when treated privately.

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