Below we have outlined the most common questions asked about medical insurance. Please click on a question to get the relevant answer.

What is Private Medical Insurance?
How much will Private Medical Insurance (PMI) cost?
Can I afford PMI?
Which private medical insurance policy should I choose?
Can I get a company or group scheme for my staff?
I do not need PMI as I have the National Health Service
What is Underwriting?
Underwriting and private medical insurance
What is Moratorium Underwriting?
What is Full Underwriting?
Do I get a choice of what type of underwriting I have?
What should I keep in mind?
Renewing your private medical insurance policy
I already have PMI but I want to change companies!

How much will Private Medical Insurance (PMI) cost?

The cost of a PMI policy depends on a factor of many things: what provider you choose, the type of cover you select, and whether the policy is for an individual, couple or a family. Schemes generally fall into three categories: Comprehensive, Standards and Budget.
Most insurers have a range of schemes and there are many ways to keep the costs down, this could be to sacrifice outpatient cover such as consultations or opting to pay proportionately more towards your treatment by way of an excess. Some PMI providers also offer no-claims benefits, this could help reduce the yearly increase in your premium.
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