Below we have outlined the most common questions asked about medical insurance. Please click on a question to get the relevant answer.

What is Private Medical Insurance?
How much will Private Medical Insurance (PMI) cost?
Can I afford PMI?
Which private medical insurance policy should I choose?
Can I get a company or group scheme for my staff?
I do not need PMI as I have the National Health Service
What is Underwriting?
Underwriting and private medical insurance
What is Moratorium Underwriting?
What is Full Underwriting?
Do I get a choice of what type of underwriting I have?
What should I keep in mind?
Renewing your private medical insurance policy
I already have PMI but I want to change companies!

I already have PMI but I want to change companies!

Many of the private medical insurers now have the option to transfer to them from an existing provider, this is known as a switch facility. In most cases you will need to be fully underwritten when switching from one provider to another. Care needs to be taken here to ensure continuation of cover especially if there have been claims on the policy.

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