Below we have outlined the most common questions asked about medical insurance. Please click on a question to get the relevant answer.

What is Private Medical Insurance?
How much will Private Medical Insurance (PMI) cost?
Can I afford PMI?
Which private medical insurance policy should I choose?
Can I get a company or group scheme for my staff?
I do not need PMI as I have the National Health Service
What is Underwriting?
Underwriting and private medical insurance
What is Moratorium Underwriting?
What is Full Underwriting?
Do I get a choice of what type of underwriting I have?
What should I keep in mind?
Renewing your private medical insurance policy
I already have PMI but I want to change companies!

I do not need PMI as I have the National Health Service

With the government announcing that the UK population is set to increase over the next few decades the NHS will be under further intense pressure to cope. Waiting lists are already a major factor which can only set to worsen, despite significant government funding to improve the service provided by the NHS. In addition the growing number of MRSA contracted cases in causing concern for those needing to undergo NHS treatment.
For when you need treatment PMI lets you choose exactly when and where your treatment will take place, on clean and comfortable surroundings. It is proven that people recover better and speedier when treated within a Private Hospital.

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