Health Insurance - Need health insurance

Below we have outlined the most common questions asked about health insurance. Please click on a question to get the relevant answer.

Need health insurance?
What is Private Medical Insurance?
Can I afford PMI cover?
Will my insurer need my medical history?
What are the different types of health insurance available and what do they it cover?
Is a group or company policy available?
Do I need PMI even though the NHS is available?
PMI and Underwriting.
What is Moratorium Underwriting?
What is Full Underwriting?
Do I chose my underwriting method?
What should I consider?
Where can I get health insurance?
How much will it cost?
How many quotes should I get?
How do I renew my health insurance policy?
What if I want to change insurers?
How do I make a claim on my Private Medical Insurance home insurance?

Need health insurance?

Health insurance is not a legal requirement in the UK, however it is a safeguard for yourself and your family and will pay for private treatment if hospital attention is required. It offers peace of mind that any unexpected medical conditions will be treated quickly, by the best medical staff.
If you are not insured then any medical condition will have to be treated by the National Health Service, which can often involves months of waiting for the treatment you may desperately need. Only Health Insurance will provide you with peace of mind that you are protected against these eventualities.

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