Below we have outlined the most common questions asked about medical insurance. Please click on a question to get the relevant answer.

What is Private Medical Insurance?
How much will Private Medical Insurance (PMI) cost?
Can I afford PMI?
Which private medical insurance policy should I choose?
Can I get a company or group scheme for my staff?
I do not need PMI as I have the National Health Service
What is Underwriting?
Underwriting and private medical insurance
What is Moratorium Underwriting?
What is Full Underwriting?
Do I get a choice of what type of underwriting I have?
What should I keep in mind?
Renewing your private medical insurance policy
I already have PMI but I want to change companies!

Renewing your private medical insurance policy

This would mean that you are already an existing holder of a private medical insurance policy, and realize the benefits that this gives. However, along with age, policy prices can rise every year. Some schemes benefit from a no-claims discount (NCD) that could keep premiums reasonable, but where a NCD is in place and a claim is made this will be reduced or at worst lost. To be certain that you continue to have the right health insurance policy for yourself and your family ONLY Insurance will help you through your renewal process.
 Recent developments in the private medical insurance market provide more and more specific benefits for individuals. A plan that you initially took whether several years ago, or even more recently may have been superseded by an a  more appropriate private medical insurance policy. The PMI providers are always developing new products that could be more suitable to you now.
ONLY Insurance will find you the best value and most appropriate health insurance policy at your renewal.
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