Below we have outlined the most common questions asked about medical insurance. Please click on a question to get the relevant answer.
What is Private Medical Insurance? How much will Private Medical Insurance (PMI) cost? Can I afford PMI? Which private medical insurance policy should I choose? Can I get a company or group scheme for my staff? I do not need PMI as I have the National Health Service What is Underwriting? Underwriting and private medical insurance What is Moratorium Underwriting? What is Full Underwriting? Do I get a choice of what type of underwriting I have? What should I keep in mind? Renewing your private medical insurance policy I already have PMI but I want to change companies!
An application form for PMI will be underwritten in one of two ways. Underwriting is a review of the risks of your policy, and approval by the company. These two forms are known as ‘moratorium underwriting’ and ‘full underwriting.’ Understanding the different forms of underwriting allow you to better understand your own policy.
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