Below we have outlined the most common questions asked about health insurance. Please click on a question to get the relevant answer.

Need health insurance?
What is Private Medical Insurance?
Can I afford PMI cover?
Will my insurer need my medical history?
What are the different types of health insurance available and what do they it cover?
Is a group or company policy available?
Do I need PMI even though the NHS is available?
PMI and Underwriting.
What is Moratorium Underwriting?
What is Full Underwriting?
Do I chose my underwriting method?
What should I consider?
Where can I get health insurance?
How much will it cost?
How many quotes should I get?
How do I renew my health insurance policy?
What if I want to change insurers?
How do I make a claim on my Private Medical Insurance home insurance?

What are the different types of health insurance available and what do they it cover?

Private medical insurance (PMI) is what is meant by the term health insurance, there are three main types of PMI offered by Only; budget, standard and comprehensive. Budget covers inpatient treatment, meaning diagnostic tests, consultant’s fees and some outpatient treatments, however in most cases consultation fee’s and diagnostic tests are not covered, standard cover protects you for full inpatient treatment like operations and selected outpatient treatments, comprehensive cover is the top level available and includes full inpatient cover, outpatient cover, MRI and CT scans and a host of other benefits including psychiatric, travel, dental, home nursing, chiropody, recuperative care and hospital expenses.

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