Below we have outlined the most common questions asked about health insurance. Please click on a question to get the relevant answer.

Need health insurance?
What is Private Medical Insurance?
Can I afford PMI cover?
Will my insurer need my medical history?
What are the different types of health insurance available and what do they it cover?
Is a group or company policy available?
Do I need PMI even though the NHS is available?
PMI and Underwriting.
What is Moratorium Underwriting?
What is Full Underwriting?
Do I chose my underwriting method?
What should I consider?
Where can I get health insurance?
How much will it cost?
How many quotes should I get?
How do I renew my health insurance policy?
What if I want to change insurers?
How do I make a claim on my Private Medical Insurance home insurance?

What is Full Underwriting?

Each individual covered by the policy must provide the insurer with a medical declaration, the underwriter will use this information to assess the risk factor for the insurance policy. Any serious pre-existing medical conditions can be permanently excluded from cover at this point.

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