Below we have outlined the most common questions asked about health insurance. Please click on a question to get the relevant answer.
Need health insurance? What is Private Medical Insurance? Can I afford PMI cover? Will my insurer need my medical history? What are the different types of health insurance available and what do they it cover? Is a group or company policy available? Do I need PMI even though the NHS is available? PMI and Underwriting. What is Moratorium Underwriting? What is Full Underwriting? Do I chose my underwriting method? What should I consider? Where can I get health insurance? How much will it cost? How many quotes should I get? How do I renew my health insurance policy? What if I want to change insurers? How do I make a claim on my Private Medical Insurance home insurance?
Each individual covered by the policy must provide the insurer with a medical declaration, the underwriter will use this information to assess the risk factor for the insurance policy. Any serious pre-existing medical conditions can be permanently excluded from cover at this point.
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