Below we have outlined the most common questions asked about health insurance. Please click on a question to get the relevant answer.
Need health insurance? What is Private Medical Insurance? Can I afford PMI cover? Will my insurer need my medical history? What are the different types of health insurance available and what do they it cover? Is a group or company policy available? Do I need PMI even though the NHS is available? PMI and Underwriting. What is Moratorium Underwriting? What is Full Underwriting? Do I chose my underwriting method? What should I consider? Where can I get health insurance? How much will it cost? How many quotes should I get? How do I renew my health insurance policy? What if I want to change insurers? How do I make a claim on my Private Medical Insurance home insurance?
Some insurance companies may require your medical history to be revealed at time of application this is to access previous medical conditions and history with a view of putting a special conditions clause against the policy holder due to ongoing medical background This is commonly known as Fully Underwritten form of cover Your insurer may also wish to contact your GP for verification and further details.
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