Many home insurance companies today are issuing warnings to landlords with regards to mentioning prior convictions of their tenants.

According to the managing director of a leading insurance company, many landlords fail to mention any potential risks that may befall the house which would include past records of their tenants. Failing to mention a bad record of your tenant to your insurer could land home owners in trouble.

The home insurance company in this case would reserve the right to restrain payment in case of a theft or damage to the house.

This would be owing to the fact that the past record of the tenant was mentioned as clean.

The managing director of the insurance company also stated that cross referencing one’s tenants is a very important prerogative for landlords. This will also account for risk factors that could be posed by the tenant himself in case of a bad record.

He also said that if the landlords have conducted a formal round of referencing of the tenant and if the tenant lies, the home insurance policy would stand valid.

However, in cases where the landlord has not taken the trouble to do a crosscheck on the tenant’s background or withheld information about crimes or prior convictions, then the policy stands void.