By taking a number of affordable and simple security measures homeowners or landlords can reduce the cost of their house insurance.

Andrew Lowe, head of Direct Line home insurance, noted that many landlords consider security measures to be a "wise investment in their property", particularly as it can reduce the insurance premiums they pay

When it comes to home security there are a number of steps you can take.  Installing bolt locks to all outside doors is one way to make your home more secure. Make sure that the door does not allow a plastic card to push back their tongue or a burglar to break a window to unlock it. Locks are only as strong as their doors and frames, so it might pay to consider fitting secure doors.

There are numerous companies that provide home alarm systems these days. Closed circuit television or CCTV is now not just the preserve of the wealthy and available in large electronic retailers.

It’s a good idea before you carry out any security additions to your property to check with your insurer if there are any specific security measures that will lower your house insurance. Insurers may have specific industry brands that they recognise and which if fitted will lower house insurance premiums.