Home Insurance - Doing DIY Could Affect You Insurance Policy- Halifax - 18/03/2008

Although most men are not excited about doing DIY themselves, they are pressured into carrying out enthusiastic home improvements by their partners, a survey by Halifax Home Insurance has said.

37 per cent of the men interviewed said they dislike DIY but admitted they feel duty-bound to do it, while 32 per cent revealed that they feel pressured by their partners to undertake DIY projects.

The study showed that 49 per cent of women believe DIY skills are desirable in men, and just 2 per cent of men said they also expected their partners to be able to do DIY themselves.

But the Halifax report has warned that undertaking such repairs for which people have no skills could adversely affect their home insurance policies.

Senior claims manager at Halifax, Martin Foulds said that TV home makeover shows make it look so simple and that people easily forget they are highly skilled professionals.

But he warned that trying to tackle certain areas where people are not qualified to handle like plumbing and electrics could render their home insurance policy invalid and make them liable for any subsequent damage.

“We’d recommend using a reputable tradesman rather than going it alone,” he added. Of the 1,500 homeowners included in the survey, over a quarter of men admitted to attempting electrical wiring at home, while about 24 per cent of men have tried to fit an entire new kitchen.

The research findings also showed that older people are more confident at trying the bigger DIY jobs, with 47 per cent of over 55s happy to tile a bathroom compared to just 30 per cent 25-34 year olds.

Londoners are least likely to attempt DIY, as 26 per cent said they would rather call in professionals compared to only 16 per cent of those living in the Midlands.
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