Home Insurance - Security reduces home insurance premiums - 28/05/2008

Electric retailer Maplin has reported a 70% rise in the sale of CCTV equipment for residential homes, and consumers have been quick to buy one of the ninety different types of CCTV equipment available in an increased attempt to protect their homes and reduce their insurance premiums.

This is just one step that homeowners are taking to address lowering their home insurance.

There are also less expensive methods to use which are more likely to give insurers peace of mind that your house is indeed secure. For example, consider security fittings for any valuable pieces of art and get all outside doors fitted with good key-operated security locks and bolts. Front doors should be solid and have five-lever mortice deadlocks fitted.

Homeowners might also consider installing motion-activated or dawn-to-dusk lights at the front and back of your home - these discourage prowlers. Many insurance companies when you take out your home and content insurance will ask you about your home security measures. The more security measures that you have introduced in your home the lower your insurance policy will be.

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