Halloween celebrations could see a 150 per cent rise in claims for damage to property on October 31, according to a study by Tesco Home Insurance.

The report suggests that trick-or-treaters are not deterred by homeowners turning the lights off and pretending not to be home or even going out and for some pranksters there could still be an opportunity for mischief.

Councils are reportedly offering downloadable posters which homeowners can post outside their door displaying their reluctance to participate in the trick or treat.

However, according to Fairinvestment.co.uk, “arguably, this could just be asking for trouble”.

Rachael Stiles, home insurance spokesperson for Fairinvestment.co.uk says: “To be on the safe side, remove any items from outside the home and put them somewhere secure, and put the car in the garage for the night or park it out of the way.

“Most importantly, make sure your insurance policy protects you against malicious damage, just in case you fall victim to a broomstick through the window or your garden gnome takes a walk.”

Homeowners have also been urged to ensure they check their home insurance policies for cover against outdoor furniture and ornaments, because not all policies provide such protection.

At the same time, financial research firm Defaqto warns: “At this spooky time of year, people could get a fright if parents choose to sue because their child tripped up a driveway, injure themselves when playing Halloween games or suffer an allergic reaction when eating home made treats.”