Below we have outlined the most common questions asked about home insurance. Please click on a question to get the relevant answer.

Do I need home insurance?
What are the different types of home insurance available and what do they it cover?
Where can I get home insurance?
How much will it cost?
What is voluntary excess?
Will the replacement cost match the sale price?
What doesn’t my policy cover?
How many home insurance quotes should I get?
How do I make a claim on my home insurance?

Do I need home insurance?

Home insurance is not a legal requirement in the UK, however it is a safeguard for yourself and your family in case something goes wrong such as flooding or robbery. Some mortgages will require home insurance, so you should check your mortgage terms and conditions.
If you are not insured then any damage to your home, either to the building itself or your property stored in the house could cost you thousands of pounds. Only Home Insurance will provide you with an insurance that will protect you against these eventualities.

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