Below we have outlined the most common questions asked about home insurance. Please click on a question to get the relevant answer.

Do I need home insurance?
What are the different types of home insurance available and what do they it cover?
Where can I get home insurance?
How much will it cost?
What is voluntary excess?
Will the replacement cost match the sale price?
What doesn’t my policy cover?
How many home insurance quotes should I get?
How do I make a claim on my home insurance?

How do I make a claim on my home insurance?

Any loss or theft should be reported to the local authorities as soon as you are aware of it, you should keep a note of anything you have lost and the approximate value of them as well as the crime reference number, which Only Insurance will need when you make your claim. Insurance policy documents should be stored in a safe place and you should contact your insurance provider as soon as possible with details of the incident.
Any claim over £1,000 on your home insurance will result in a loss adjustor being sent by Only Insurance as a third party investigator to ensure your policy has been adhered to.
It is important to be totally honest and as detailed as possible to ensure your policy is not invalid.

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