Home Insurance - The weird and wonderful world of home insurance claims

Lloyds TSB are one of the country’s most popular home insurance providers meaning that they receive there fair claim of claims ranging from the serious to the downright outrageous. 2008s round up of claims certainly shows that there were a few eyebrows raised in the Lloyds TSB offices.

Phil Loney, managing director, Lloyds TSB Insurance, said: "I never cease to be intrigued by the variety of claims we receive day in, day out. Our 2008 quirky claims round-up highlights that it's truly impossible to predict what's around the corner and whilst it's important to take sensible security, maintenance and safety steps, having a good insurance policy is vital to ensure long term peace of mind. So here are some of the weird and wonderful home insurance claims made in 2008.

TV can’t be that bad!

One of the claims received in 2008s was from a man who had shot his TV, it had nothing to do with the fact that there was nothing on or he had just enough of Simon Cowell’s face. It turned out that the man in question restored old guns for a living and did not realise that the gun he was holding was loaded. Intentional or not it he certainly lost his no claims bonus with a bang.

Blind as a Magpie

The magpie may be famous for mating for life but many of you may not know magpies also suffer from poor eyesight as on unfortunate victim discovered. One lone eagle eyed magpie flew through the window picked up the victims glasses and then proceeded to fly straight back out again, lets just hope the magpies partner approved of its new look.

Poodle Piddle

According to one customer standing water can be a big problem in the garden and they were quick to put the problem down to a leaky drain. When the claims handler paid a visit to the home in question he discovered that there was no leaky drain but in fact the pet poodle had chosen the spot to relive himself over and over again.

X Rated Robbery

With many of us owning expensive mobile phones, digital cameras and laptops robbers seem to have easy pickings, yet one unsuspecting victim didn’t expect there private toy collection to be taken. The claims handler was slightly taken aback when they received the receipts for the items in question.

Amongst the unusual claims there where the slandered dropping the phone down the toilet or putting it through a spin cycle we have all done it at least once. Yet despite the number of silly claims it is important to remember to take out precautionary measures to protect the contents in our homes, you never know another light fingered magpie could be around the corner.

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