Below we have outlined the most common questions asked about home insurance. Please click on a question to get the relevant answer.

Do I need home insurance?
What are the different types of home insurance available and what do they it cover?
Where can I get home insurance?
How much will it cost?
What is voluntary excess?
Will the replacement cost match the sale price?
What doesn’t my policy cover?
How many home insurance quotes should I get?
How do I make a claim on my home insurance?

What are the different types of home insurance available and what do they it cover?

There are two main types of home insurance, contents insurance and building insurance. Contents insurance covers you for the repair or replacement of items in your house, certain policies offered by Only Insurance will cover these items even when they leave the house. Building insurance provides protection for the structural parts of your home, a building insurance policy will pay out to repair or replace damaged parts of the building, certain policies will even cover you to the level of replacing the house if necessary.
Home insurance, depending on your policy, will cover you for vandalism, accidental damage, theft, fire and other, more serious occurrences such as burglaries or natural disasters.

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