Below we have outlined the most common questions asked about home insurance.
Please click on a question to get the relevant answer.

Do I have to get home insurance?
What is content and building insurance?
How much does home insurance cost?
How can I save money on home insurance?
Who offers home insurance?
How do I make a claim?
What is voluntary excess?
Is the replacement cost the same value as the sale price?
What isn’t included in the insurance?

What is content and building insurance?

Contents insurance is policy that pays for the repair or replacement of items within your house. These items may even be protected if they leave the house, for example: if a son or daughter takes items with them to university.

Building insurance is protection for anything that is part of the fabric of the building. The policy will pay out to repair or replace damaged parts of the building and will even pay out to replace the house, if need be.