Below we have outlined the most common questions asked about home insurance. Please click on a question to get the relevant answer.

Do I need home insurance?
What are the different types of home insurance available and what do they it cover?
Where can I get home insurance?
How much will it cost?
What is voluntary excess?
Will the replacement cost match the sale price?
What doesn’t my policy cover?
How many home insurance quotes should I get?
How do I make a claim on my home insurance?

Will the replacement cost match the sale price?

If something in your home needs to be replaced using your home insurance policy you will receive the current market value for the item. In the case of your house itself, this means the sum you receive could be considerably higher than what you are paying for it. However for certain items, such as electrical goods like computers, you may receive drastically less than you paid for the item.

Compare Home Insurance