Life Insurance - Cheapest premiums yet - 01/04/2008

Research has shown that the cost of life insurance has dropped to its lowest levels yet.

The study, conducted by Standard Life by looking into their own historical records, revealed that the cost of cover has fallen on average by 32 per cent in the last ten years.

"Our research shows life insurance has never offered better value, yet half of the UK adult population has insufficient life cover in place," said Andrew Cook, Standard Life protection marketing manager.

"Although increasing commercial pressures and a competitive market has driven prices down on average by over 30 per cent across the market, price on its own is clearly not helping to close the protection gap." This is great news for everyone as life expectancy increases and we worry about how our loved ones will cope without us.

"People should be thinking about reviewing their protection needs and ensuring the level of cover they have in place is right for their family and dependents," advised Mr Cook.

"For those who currently have no form of cover in place, now has never been a better time to put in place some financial protection.”
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