Life Insurance - Life insurers pay out claims due to loopholes - 22/05/2008

Reports from the life insurance provider, Scottish Widow found that between 2000 and 2007, the company had paid out around £150 million for over 4,500 critical illness claims. This reports shows, that the number of critical illness claims has risen and may be due to loopholes in the life insurance market.

Richard Jones, said: "The need for financial protection for both the family and business has never been greater, especially with more families relying on two incomes and the increase in the number of people who are self employed. Yet lack of consumer confidence is contributing to people failing to take out the valuable protection that they and their dependants need."

He continued: "To ensure our literature is clear and to minimise the opportunity for misunderstandings, Scottish Widows regularly reviews and gets feedback on our application forms and customer literature. The differences that this and other initiatives can make are clear when you see that last year we paid out more claims than previous years and we're paying out a higher percentage of claims."

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