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Life Insurance -
77 million Americans don’t have life insurance - 29/09/2008 |
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I new national survey across America has shown that nearly 1 in 3 Americans do not have life insurance, leaving around 77 million Americans potentially exposed to financial trouble if the worst was to happen.
In the face of these results the survey also found that 77 percent of Americans believed it was important to provide for your loved ones after you have gone.
Phil Walker, CEO and co-founder of Richmond, Va.-based Heritage Union said "There is clearly a disconnect feeling between the overriding sentiment that we have an obligation to provide for our families after we are gone, and the capacity for many Americans to do so."
The survey also found that of the few Americans that do have life insurance, 22 percent believe that they don’t have enough cover to support their families if they ever needed to claim on the life insurance policy.
The biggest reasons given by those surveyed for not having life insurance was the fact that it was too expensive or the current unstable American economy.
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