Below we have outlined the most common questions asked about life insurance. Please click on a question to get the relevant answer.

Do I need life insurance?
What are the different types of life insurance available and what do they cover?
What’s the difference between Level and Decreasing terms?
What does life assurance mean?
Where can I get life insurance?
How much will it cost?
Is risk important?
How many life insurance quotes should I get
How can I keep the price of my life insurance down?
How is a claim made on my life insurance?

Do I need life insurance?

Life insurance is not a legal requirement in the UK, however it is a safeguard for your family in the event that you die. It is intended to provide financial support to your family and loved ones in the event of you dying unexpectadly.
A life insurance policy is effectively an investment, you are buying a sum of money that will be paid out when you die.
If you are not insured then any existing debts such as mortgages, will be left for your family to struggle along with without you. Only Life Insurance will provide you with an insurance that will protect your family when you are not around to do so.

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