Below we have outlined the most common questions asked about life insurance. Please click on a question to get the relevant answer.

Do I need life insurance?
What are the different types of life insurance available and what do they cover?
What’s the difference between Level and Decreasing terms?
What does life assurance mean?
Where can I get life insurance?
How much will it cost?
Is risk important?
How many life insurance quotes should I get
How can I keep the price of my life insurance down?
How is a claim made on my life insurance?

How can I keep the price down?

There are a number of things insurers take into account when pricing your policy, shopping around for the best quote is a top tip for keeping your policy as cheap as possible, this will also mean you can compare packages available to you using Only Insurance’s free search engine.
Quitting smoking, or losing weight if you’re overweight will help to keep the costs of your policy down, having a healthy lifestyle will mean your policy will be more reasonably priced.
The best way to keep life insurance cheap if to buy your policy as soon as you can afford it, the younger you are, the lower risk your insurer will consider you and the cheaper policy you will be offered.

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