Below we have outlined the most common questions asked about life insurance. Please click on a question to get the relevant answer.

Do I need life insurance?
What are the different types of life insurance available and what do they cover?
What’s the difference between Level and Decreasing terms?
What does life assurance mean?
Where can I get life insurance?
How much will it cost?
Is risk important?
How many life insurance quotes should I get
How can I keep the price of my life insurance down?
How is a claim made on my life insurance?

Is risk important?

Like any type of insurance, life insurance is based on the level of risk the insurer faces in having to pay out on the policy. This means that is you suffer from any pre-existing medical conditions or are over a certain age, overweight, or smoke you will face a higher premium than people considered healthier.

Compare Life Insurance