Thousands of people travelling over the summer period, may be expecting security delays, with the recent security breaches at Heathrow Airport ahead of the Queen’s opening of the new £4.3bn Terminal 5 building was the second serious security breach at Heathrow within 18 days causing flight delays and some cancellations.

Now, thanks to Hampshire based Totally Insured Group (TIG) and their subsidiary Totally Insured Travel, holiday makers can get an innovative travel insurance product which covers them for such delays.

Ron Moonesinghe, Managing Director of TIG who were a finalist in this year’s Money Marketing Financial Services Awards, said “The product was developed after a friend of mine Lawrence Sale was going on holiday with his family to Spain and got caught up in the massive security delays at Heathrow in August 2006. Hundreds of flights were cancelled over a number of days.

When he telephoned his insurance company from the airport, he was told that security or terrorist incidents were excluded. Had he and his family been covered, along with the thousands who spent days sleeping in the departure lounges, they could have been reimbursed for the additional expenses incurred such as hotel, meals, even a new ticket!”