Travelling without travel insurance is proving to be increasingly costly for many British travellers, it has been revealed.

A report claimed that last year those travelling without cover paid a price of £90 million.

The report quoted an insurance firm, which explained that the cost was incurred in some 236,000 incidents where insurance claims could have been made if the travellers had not travelled uninsured.

A breakdown of the cases showed that medical bills made up more than two thirds of the total of an estimated 92,000 incidents.

It was further revealed that medical treatments cost an average of nearly £700 per incident, totalling more than £62 million across all uninsured tourists.

Among the top five holiday issues are medical problems, lost or stolen bags, cancellation of flights, lost or stolen money as well as travel delay.

Although most people take out travel insurance before heading off, many others either fail to get insured or end up purchasing inadequate travel policy and leaving themselves exposed to risks.