A leading travel insurance company have urged Britons to ensure they have adequate travel insurance before they jet off this summer.

Kwik Fit Insurance have commented on the perceived dispensable nature of travel insurance, especially when pounds and pennies are hard to come buy, but they urge consumers that this type of insurance should not be placed on the back burner.

After a recent survey, 20% of Britons had confessed to travelling without holiday insurance.

When taking out travel insurance however, consumers have been encouraged to seek the best and most competitive deal for them.

With reduced holidays, consumers have been urged to take insurance when needed rather than paying for any type of annual cover.

"The number of overseas trips is showing a decline for the first time in two decades with fewer trips to many of the usual destinations. For most customers taking just one overseas trip a year will mean that purchasing a single-trip policy makes more sense," Brian Brown spokesperson for data provider Defaqto claimed.