A travel insurance firm has revealed that around one-third of British holiday goers planning a beach trip will only look at one type of travel insurance policy, which means they will lose out on fantastic deals.

According to a study conducted by the insurance company, the ‘in one go’ group will tend to look for offers, decide where to go and book all at once, without taking time to consider their options.

With so many consumers interested in saving time, they could miss out on the best travel insurance suited to their holiday needs.

Christian Young, chief executive at the firm said: “It is important that they make sure they understand the cover they are buying and ensure they get the best option in terms of both cover and cost.”

He added: “But wherever you buy your insurance, it is vital to declare medical conditions; otherwise a claim might not be valid. Also, look for 'kids go free' and family offers which will also help save money as well as giving families peace of mind.”