There are absolutely loads of van insurance companies offering you insurance on your Heavy goods vehicle (HGV).

To decide what insurance you require you firstly need to define what you use your HGV for if your HGV is used to carry your own personal goods you will require a completely different policy to a haulage company.

Other factors to consider are where your HGV will be going, if your HGV is driven to demolition sites or any other hazardous locations the insurance company you decide on should be informed of this.

For haulage companies it is worth considering goods in transit insurance, this will protect the goods or materials being transported against damage, theft and the costs involved in a delay relating to these.

Whether you use your HGV for personal or professional use knowing the size of your vehicle you must consider Public Liability Insurance. This provides cover if your HGV injuries or causes death to a member of the public and they make a claim for damages against you.